There is a request for repayment in process

The direct debit has already been sent to the Bank. To make a new request we must have confirmed the previous payment. If you want to cancel it and make a new request contact your branch to return the direct debit.

The direct debit has already been sent to the Bank. To make a new request we must have confirmed the previous payment.


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Cookies Policy

In accordance with the regulations that regulate the use of cookies in relation to the provision of electronic communications services, we inform you about the cookies used in www.clientes.uci.es (hereinafter, the "Website"), owned by UNION DE CREDITOS INMOBILIARIOS, SA, EFC (hereinafter "UCI").

The objective of this Policy is to help you understand the use that this Website makes of the cookie system, the purpose of the cookies used, as well as the options available to manage them.

 

WHAT ARE COOKIES AND WHAT ARE THEY USED FOR?

This Website uses cookies and / or similar technologies that store and retrieve information when you browse. In general, these technologies can serve very different purposes, such as, for example, recognizing you as a user, obtaining information about your browsing habits, or customizing the way the content is displayed to you.

 UCI may store cookies on your device if they are strictly necessary for the operation of the Website. For all other types of cookies we need your consent. This website may use its own and third-party cookies for analytical purposes, and to show you personalized advertising based on a profile drawn up from your browsing habits (for example, pages visited).

 Cookies can only be read by the service or application that has issued them, and in no case are they executable files, nor can they contain computer viruses.

 

IDENTIFICATION OF COOKIES

 Next, a classification of cookies is made into categories. However, the same cookie can be included in more than one category.

 Types of cookies according to the entity that manages them:

Depending on who is the entity that manages the computer or domain from where the cookies are sent, and treats the data obtained, we can distinguish:

-Own cookies: These are those that are sent to the user's terminal equipment from a computer or domain managed by the editor itself, and from which the service requested by the user is provided.
-Third-party cookies: These are those that are sent to the user's terminal equipment from a computer or domain that is not managed by the publisher, but by another entity that processes the data obtained through cookies.

Those cookies that are installed from a computer or domain managed by the publisher himself, but the information collected through them is managed by a third party, will not be considered own cookies.

Types of cookies according to the period of time they remain activated:

According to the period of time that they remain activated in the terminal equipment, we can distinguish

- Session cookies: They are a type of cookies designed to collect and store data while the user accesses a web page. They are usually used to store information that is only interested in keeping for the provision of the service requested by the user on a single occasion.
- Persistent cookies: These are a type of cookies in which the data is still stored in the terminal and can be accessed and processed during a period defined by the person responsible for the cookie, which can range from a few minutes to several years.

Types of cookies according to their purpose:

Depending on the purpose for which the data obtained through cookies is processed, we can distinguish between:

- Technical cookies (necessary): These are those that allow the user to navigate through a web page, and use the different options or services offered therein, such as, for example, identifying the session, accessing services of restricted access, remember the elements that make up an order, carry out a purchase process, make a request for registration or participation in an event, use security elements while browsing, store content for broadcasting video and / or sound, etc.
- Personalization cookies (preferences): These are those that allow the user to access the service with some general characteristics, predefined based on a series of criteria in the user's terminal, such as, for example, the language, the type of browser through which you access the service, time or regional settings, etc.
- Analysis cookies (statistics): These are those that allow their manager to monitor and analyze the behavior of the users of the websites to which they are linked. The information collected by means of this type of cookie is used to measure the activity of the websites, in order to introduce improvements based on the analysis of the usage data made by the users of the service.
- Advertising cookies (marketing): These are those that allow the management, in the most efficient way possible, of the advertising spaces that, where appropriate, the editor has included on a web page, based on criteria such as the edited content or the how often ads are shown.
- Behavioral advertising (marketing) cookies: These are those that allow the management, in the most efficient way possible, of the advertising spaces that, where appropriate, the editor has included on a web page. These cookies store information on the behavior of users obtained through the observation of their browsing habits, which allows the development of a specific profile to display advertising based on it.

 

WHAT OPTIONS ARE THERE TO CONFIGURE OR MANAGE COOKIES?

 You can easily configure the management of cookies carried out by this Website by pressing the "Cookies Settings" button that we show below:

Cookies Settings

You can also obtain a complete and detailed list of all cookies, divided by categories, managed by this Website, by clicking the "Cookies List" button that we show below:

Cookies List

Additionally, you can also configure your browser, accepting, rejecting, or selecting the cookies whose installation it allows, and which ones it does not. To do this, and depending on the browser / device used, you can follow any of the procedures indicated below:

 

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Terms of use

This website is the property of UNION DE CREDITOS INMOBILIARIOS, S.A. E.F.C. (hereinafter, U.C.I.) registered in the special Bank of Spain Register under number 8512, and subject to its supervision. Specialised Credit Institution. Registered at the Madrid Trade Register under Volume 11266, Sheet 164, Section 8, Page M-67739, Entry 344, Tax ID A-39025515.

Registered Office: C/ Retama, 3, 28045, Madrid.

Telephone: 91 337 37 37 Fax: 91 337 37 38

Email: uci@uci.com 

This Website is the property of UCI. Intellectual property rights and rights of use and reproduction of this Website, its pages, screens, the information they contain, their appearance and design, as well as links established from it to other websites of any company belonging to the UCI Group are exclusively owned by UCI unless specified otherwise. 

Any name, design and/or logo reflected on this website are duly registered trademarks. 

Any undue use thereof by a person other than their legitimate owner may be prosecuted in accordance with the legislation in force. 

Third-party intellectual property rights and trademarks are conveniently highlighted and must be observed by anyone visiting the Website. 

Download of the contents, as well as copying or printing of any page of this Website is only permitted for personal and private use.  

Reproducing, transmitting, modifying or deleting any information, content or warning from this Website is strictly prohibited without the prior written authorization from UCI. 

UCI expressly declines any liability for error or omission in the information on the Website. It also reserves the right to modify the information, as well as to suspend, cancel or restrict any Website content, links or the information obtained through it, without any need for prior notification. 

Website contents are solely provided for informative purposes and under no circumstances shall be used or considered as an offer of sale or financing, a request for a purchase or financing offer or recommendation to undertake any other transaction, except where expressly indicated. 

By entering this Website and visiting any of its pages you are considered a User and therefore agree to these General Terms & Conditions. 

UCI reserves the right to modify, suspend, cancel or restrict the content of the Website, as well as the links or the information obtained through it, without prior notice. 

Transmitting or sending through the Website any illegal or illicit content, computer virus, or message which, in general, affects or infringes UCI Group or third-party rights is prohibited

UCI shall not be liable for any third-party websites that may be accessed via links or any content made available by third parties.

Any use of a link or access to a third-party website is done at the User’s own and exclusive will and risk. 

UCI does not recommend or guarantee any information obtained by or through a link, nor shall be liable for any loss, claim or damage resulting from the improper use or misuse of a link, or the information obtained through it, including other links or websites, the interruption in service or in access, or attempt to use or misuse a link, when entering the Website and gaining access to other website information from the Website. 

These General Terms & Conditions shall be governed by Spanish law. 

UCI has designed a Privacy Policy and established the necessary means and procedures to comply with it.

Personal data processing. 

The only personal data to which UCI will have access are those provided voluntarily by the User.

In this sense, it is necessary for the User to know that in order to register for certain products/services offered through the Website, he/she will be asked to provide personal data. 

In such cases and with respect to the data expressly indicated to the User/Customer, you will not be able to access or use those services and content if these data are not provided. In compliance with current regulations, UCI has taken the necessary technical and organizational measures needed to maintain the required security level concerning the personal data processed.

It also has the precise mechanisms at its disposal to prevent, insofar as is possible, any unauthorized access, theft, illicit amendments and loss of said data. 

The aspects concerning the processing of the Users’ personal data as a result of browsing the Website are regulated in the Privacy Policy.

This Website uses Cookies to store the last searches made and facilitate their recovery by the User. You may configure your browser to reject the installation of Cookies. 

However, certain areas or services of the Website may not be available if you choose this option. 

Nonetheless, if you post personal information online that is accessible to the public, you may receive unsolicited messages from others and your data, therefore, will be known by third parties. 

In view of the foregoing, the utmost diligence is recommended as concerns this matter and the use of all security tools within your reach. UCI shall not be held liable for any theft, illicit modifications or loss of data.

The Parties hereby submit, at their choice, for the resolution of conflicts and with waiver of any other jurisdiction, to the Courts of the User’s place of residence. 

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